Hatom is a peer-to-pool based protocol on the MultiversX Blockchain, lenders provide liquidity by supplying tokens to a pool of assets, and borrowers borrow liquidity by taking these tokens from that same pool. Both the lenders and the borrowers interact with communal pools that are managed by smart contracts. These pools algorithmically and dynamically adjust the interest rates lenders earn and borrowers pay depending on demand and supply. In other words, the interest rates are calculated automatically with no intermediary party needed. Each pool is an exclusive money market for a single ESDT token, and all of the transactions and historical interest rates of all the money markets are public.
Benefits for the ecosystem
The Hatom token will be the key factor in the governance mechanism. It will enable the lending protocol to be 100% community-driven. The community will be deciding which upgrade should be added, what feature should be integrated, or what token they want to list next.
Also, a certain percentage of Hatom lending protocol revenue has been dedicated to a Staking Yield. Our community will be able to stake their Hatom tokens and earn interest in the form of the multiple available assets on the lending protocol. Our users will somehow feel like shareholders of the Hatom protocol during their staking period.
Owners of the Hatom token can also participate in creating an additional security layer to the protocol by depositing their Hatom tokens in the Safety Module. In exchange, they will earn high APY in the form of HTM tokens.
The Hatom team aims to constantly expand the Hatom token use cases over the coming years.
Roadmap
Q2-Q3 2022
- Hatom Lending Protocol
- Liquidation Bot V1
Q4 2022
- Governance Module Similar to Governor Bravo
- "TheGraph" Similar Microservice
Q1 2023
- Hatom Liquid Staking
- Development of Chainlink-like Price Oracle
Q2 2023
- Guardian Bot
- Hatom V1.5 Design
- Integration of Synthetic Tokens
Q3 2023
- "HTM" Token Generation Event
- Public Mainnet launch
- Hatom USD (USH) First Native Stablecoin
Q4 2023
- Leveraged Liquid Staking
- USH Staking Hub
Q1 2024
- Isolated Lending Pools
- Hatom V2 Design
Q2-Q3 2024
- Cross-chain Lending Based on ZK technology
Q4 2024
- Hatom dApp SDK
- Hatom Safety Module
Q1 2025
- HTM Staking Module
- HTM Buy-back Module
Q2 2025
- Hatom Risk DAO
Q3 2025
- Hatom LP Money Market On MultiversX
Q4-Q1 2025-2026
- Integrating FlashLoans On MultiversX
- Create the Hatom mobile app
- R&D Projects (Syfy, Hatom Treasury Module, Hatom EVM Expansion)
# |
Details |
---|---|
Max supply |
100,000,000 HTM |
Initial circulating supply |
12,551,389 HTM |
Maiar launchpad price |
0.4 / HTM |
Other information |
CLICK HERE |